Mortgage for someone with Bad Credit

J. is dissatisfied - not out. When it pays off, it can make a difference. Once it has been cashed out in the registration period, it may be legally deleted from your database.

If the CCJ is more than 2 years old (even if it is not disbursed ), I can imagine a creditor (future) who would consider 100% and can imagine a second one with better interest rate (Accord) if the CCJ is happy (disbursed) for 2 years or more or was recorded more than 3 years ago.

By both, you still need to check their creditworthiness, so they are looking for good behavior differently, proper amount of working hours etc., but their eligibility allows them to check the applying at 100%. If that doesn't work, I would have thought that (due to the CCJ's age) you would be able to get a near Prime 5% deposited in.

And if you haven't already, you'll get a copy of your files to make sure you and your brokers can see everything the creditor can see. DON'T take my mention of these creditors as a recommendation from them as right for you or that they will definitely be offering you a mortgage.

Talk to a regional advisor who can adapt your realities to a creditor. Please be aware that this site does not verify my IFA credentials, so you have to believe me. {\pos (192,210)}This petition is here as I am following the MSE Code of Conduct for Mortgage Advisors.