Process of Applying for a home LoanThe process of applying for a home loan
Although this guide gives you an idea of how much we'd like to loan you, it's not in stone, so to get an image you'll need to make an appointment with one of our skilled mortgages advisors. When you know how much you can loan for a home loan, you will probably wonder how much your total payments will be.
In order to get an impression of how much you may have to spend each and every day of the year, please fill in your data in our useful Mortgages Refund calculator. Telephone lines are open from Monday to Friday from 8 a.m. to 8 p.m. and on Saturdays from 9 a.m. to 3 p.m., and the first call only takes about 5 min. It is now your turn to arrange a full mortgages date with one of our advisors, either at the office or on the telephone.
All in all, the meeting should last about one and a half hours. A number of realty brokers may ask for the DIP to be arranged before you submit an application for a new home. You will be provided with an illustrated map outlining the amount of your payments per month depending on the type of mortgages you choose.
During your term of lease, your home loan advisor will have told you these charges. As soon as your bid on a real estate has been approved, you can submit a complete request for a mortage. Here at the point of the mortgaging process we will ask you to submit documentation to us in support of your request, including:
As soon as you have submitted a complete request for a loan, the next stage is to start working on your request. It includes a review that is done on the real estate you are purchasing to make sure that the real estate is valued at what you consented to paying for it.
As soon as we have completed all our verifications, we will contact you to make you a proposal for a loan. Is your hypothec backed up on your house. You can repossess your home if you do not maintain your mortgages.