Personal Loan Details

Current credit clients

Payback Leave gives you a one months pause from your loan repaymentsCloseRepaymentsWith a loan, we give you a total of cash in advance and each and every months after that you repay some of what you owed. This amount is known as your refund. Our personal credit facilities have your refunds firm.

This means that each and every one of your months you will have the same amount of debt for the whole duration of your loan.... It is possible to request up to two redemption vacations of one months in a single recurring 12-month timeframe. If you take redemption leave, interest is calculated so that you are paying more interest in total and your initial maturity is prolonged.

We will notify you of the extra interest before we complete your redemption leave. At least five working days prior to the due date, you must notify us of your next loan redemption so that it can be used for your next one. If you have 30 workingdays or more of your loan period, you can apply for redemption leave at any given moment. You are not in the middle of a loan cover policy application.

If you wish to apply for reimbursement leave, you can visit your nearest office.

Responsibility towards you

Private credit could help you get the cash you need when you need it most. This personal loan comes with a wide range of choices to suit your needs. With Internet Banking, you can administer your credit on-line wherever you can: Requesting Payback Leave (available if you fulfill certain conditions).

If you take redemption leave, interest will still be calculated so that you will be paying more interest in total and your initial maturity will be extended). One of the things that we take into account when determining your personal credit rating is the following: Any other personal data stored in our logs. See an example of our personal loan agreement (PDF).