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Loans are granted solely to student to cover student expenses and cost of life during their studies. It is our goal to eliminate barriers to educational funding and improve conditions so that pupils can reach their full educational potentials. The interest rate is calculated on the basis of your personal situation, taking into consideration your background, the college you are attending and the course you are taking.
State-funded loans have the cheapest interest rate and are the best choices if they are available to you. When you are not entitled to a state grant, e.g. if you have a second study or a international graduate, we believe that we are the next best one. All our loans are specifically targeted at college and college graduates, with a typically 14.7% rate of interest.
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Every "holiday" gives you a three-month pause from repaying, for periods when your cash is scarcer or you save for something else. Please be aware that the interest on your loans also accrues during your redemption leave. Our aim is to ensure that ambitioned candidates have the opportunity to complete a university course with a wide range of qualifications.
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