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Credits for college undergraduates | Affordable personal study loans

Loans are granted solely to student to cover student expenses and cost of life during their studies. It is our goal to eliminate barriers to educational funding and improve conditions so that pupils can reach their full educational potentials. The interest rate is calculated on the basis of your personal situation, taking into consideration your background, the college you are attending and the course you are taking.

State-funded loans have the cheapest interest rate and are the best choices if they are available to you. When you are not entitled to a state grant, e.g. if you have a second study or a international graduate, we believe that we are the next best one. All our loans are specifically targeted at college and college graduates, with a typically 14.7% rate of interest.

Loans are equitable and adaptable because we do not believe that achieving your full investment should be a cost to you. Here is a look at how our interest rate is developing compared to other creditors. As you study, your refunds are cut so you can concentrate on getting the most out of your course.

Repaying only a small amount each and every months will help you get your loans from the very first date and is a great way to build your own mortgage record. Loans are available for up to 7 years. When you find that you can easily and quickly repay your mortgage, that's okay.

Every "holiday" gives you a three-month pause from repaying, for periods when your cash is scarcer or you save for something else. Please be aware that the interest on your loans also accrues during your redemption leave. Our aim is to ensure that ambitioned candidates have the opportunity to complete a university course with a wide range of qualifications.

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